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ACM awards GTS and TenneT unbundling certificates
GTS and TenneT, the Dutch national transmission system operators (TSOs) of the natural-gas and electricity networks respectively, have received their unbundling certificates from the Netherlands Authority for Consumers and Markets (ACM). The TSOs have … -
ACM: MasterCard lowers tariffs for credit card payments
Over the next two years, financial-services company MasterCard will lower the tariffs that banks charge each other for processing domestic credit-card payments. As a result, businesses such as in retail and the hospitality industry will incur lower costs … -
Competition in SME loan market is suboptimal
The Netherlands Authority for Consumers and Markets (ACM) has concluded that competition in the market for SME (small and medium-sized enterprises) loans from banks is suboptimal, and has, in fact, decreased in the past few years. Only a limited number of … -
Competition in Dutch SME loan market
ACM has investigated competition among banks active in the Dutch market for SME loans. ACM concludes that there is insufficient competition among banks in this market. In addition, the margin calculation has revealed that competition has decreased in … -
ACM deals with too high an interest rate of Dutch pawnshop
The Netherlands Authority for Consumers and Markets (ACM) has imposed an order subject to periodic penalty payments on pawnshop ‘t Pandjeshuis Vos in the southern Dutch city of Eindhoven. This pawnshop charged too high an interest rate and used too short … -
MasterCard meets commitment to lower credit-card payment tariffs
The Netherlands Authority for Consumers and Markets (ACM) has established that MasterCard has met its commitment of gradually lowering the tariffs that banks charge each other for processing domestic credit-card payments. ACM had previously expressed its … -
ACM steps up efforts against unfair debt collection practices
The Netherlands Authority for Consumers and Markets (ACM) today has launched an awareness campaign to empower consumers against unfair practices in the debt collection industry. In the campaign, called ‘Debt collection? Only pay if the facts are correct,’ … -
Barriers to entry and expansion in the Dutch health insurance market
The ACM has conducted a study into barriers to entry and expansion in in the Dutch health insurance market. These barriers are an important reason for the lack of effective competition between health insurers. The study shows that high capital … -
ACM: Dutch National Mortgage Institution potentially harmful to entry into banking market
The current Dutch administration is planning to create the National Mortgage Institution (NHI). The Nhi could stimulate investments in mortgage packages from large investors. The returns on these investments are guaranteed by the state. The Netherlands … -
Dutch state to keep nationalized Dutch banks SNS and ABN AMRO separate
The Netherlands Authority for Consumers and Markets (ACM) has approved the measures that are to ensure that SNS Reaal, ABN AMRO and ASR, which have all been nationalized, continue to remain independent companies, each with their own boards and …